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Finance Disclosure

Initial Disclosure Document

About Our Financial Services  

Use this information to decide if our services are right for you. Please take the time to read this important document as it explains the financial services you are being offered and how you will pay for them.

1. The Financial Conduct Authority (FCA) 

The FCA is the independent regulator of financial services. The FCA require us to provide you with a document called an 'Initial Disclosure Document'. This document provides information about us, the products we offer, the services we will provide, what we charge for our services, who regulates us and what to do if you have a complaint.

2. Whose products and services do we offer?

We are a credit broker and not a lender. We can introduce you to a limited number of lenders (a complete list is available on request) who may be able to help you finance your purchase. This group of lenders provides us with a range of products which may be suitable for your purchase. We will explain the key features of those products to you. We are not independent financial advisers, so we are unable to provide you with independent financial advice. There are also other sources of finance that you may wish to investigate and consider when making your purchase.

3. What will you have to pay us for our services?

There is no fee for this service. We may receive a payment, commission or other benefits from finance providers should you decide to enter into a finance agreement with them. The lenders we work with could pay commissions at different rates. However, the amount of commission we receive from a lender does not have an effect on the amount you pay to that lender under your credit agreement.

4. Who regulates us?

BRABUS-Topcars, 912 Herries Road, Sheffield, South Yorkshire S6 1QW is authorised and regulated by the Financial Conduct Authority (FCA) Our firm reference number is 654963. You can check this on the FCA's website www.register.fca.org.uk or by contacting the FCA on 0800 111 6768.

5. Who should you contact if you have a Complaint?

If you wish to make a complaint, please contact us: 

  • by writing to us at BRABUS-Topcars, 912 Herries Road, Sheffield, South Yorkshire S6 1QW 
  • by emailing [email protected]  
  • by telephoning 0114 233 7770

If, after making a complaint to us you are still unhappy and feel the matter has not been resolved to your satisfaction, please contact the Financial Ombudsman Service (FOS) at www.financialombudsman.org.uk 

• Further details about our complaints procedure and FOS are available on request and can be found on our website at https://www.brabus-topcars.co.uk. If you require further information, please contact us by telephoning the above number or email us at [email protected] or send your correspondence to BRABUS-Topcars, 912 Herries Road, Sheffield, South Yorkshire S6 1QW.

Contact

Email

[email protected]

Address

Brabus at TopCars
Topcars
912 Herries Road
Sheffield
South Yorkshire
S6 1QW

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Please ensure you can afford the repayments for the duration of a loan before entering into credit agreement. As a customer of ours, we may introduce you to one or more of our finance partners. You will make no payment to us but a lender may pay us for introducing you to them.

We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products which may have different interest rates and charges.

We are not an independent financial advisor. We will provide details of products available from the lenders we work with, but no advice or recommendation will be made. You must decide whether the finance product is right for you. We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive a commission from them (either a fixed fee or a fixed percentage of the amount you borrow).

The lenders we work with could pay commission at different rates. However, the amount of commission we receive from a lender does not have an effect on the amount you pay to that lender under your credit agreement.